Robinson Accounting is not a registered financial planner, we are accountants, we therefore can not provide financial advice.
We do recommend seeking financial advice from independent licenced financial planners. If you wish to find further savings, Robo financial advice can also be sort. Robo Financial planning involves answering a number of questions online, with the resulting report and recommendations generated based on your answers.
More information around financial planning / planners can be found on ASIC’s website here: https://www.moneysmart.gov.au/investing/financial-advice
It is highly recommend to seek financial planners who charge fee for service. Be wary of free financial advice coming from organisations looking to sell their own financial products.